Whether it is decorating a tree, baking together, attending church or sharing stories, these activities leave lasting impressions on children.

Families and friends are encouraged to create traditions rooted in thoughtfulness, like handwritten letters, shared experiences or even charity contributions.

Finance coach Margaret Njeri says there is also a cultural belief that money is meant to be enjoyed when the year ends, so people tend to relax their budgets.

Whether it is decorating a tree, baking together, attending church or sharing stories, these activities leave lasting impressions on children.

Families and friends are encouraged to create traditions rooted in thoughtfulness, like handwritten letters, shared experiences or even charity contributions.

Finance coach Margaret Njeri says there is also a cultural belief that money is meant to be enjoyed when the year ends, so people tend to relax their budgets.

Whether it is decorating a tree, baking together, attending church or sharing stories, these activities leave lasting impressions on children.

Families and friends are encouraged to create traditions rooted in thoughtfulness, like handwritten letters, shared experiences or even charity contributions.

Finance coach Margaret Njeri says there is also a cultural belief that money is meant to be enjoyed when the year ends, so people tend to relax their budgets.