Job Summary

Contract Type:

Full time

Job Description

Working closely with the Branch Manager the job holder will ensure implementation of sales & business growth strategies and at the same time ensure quality of the agribusiness loans portfolio (loans being to agribusiness clients and groups). He/she will identify business growth opportunities, acquire clients in area of jurisdiction, provide support first through Faulu Business Account opening, manage daily utilization towards future lending and build a sizeable portfolio in both deposits & agribusiness loans ensuring excellent client experience.

·       Proactively market and generate business through agribusiness client recruitment, deposit mobilization and disbursement.

·       Undertake regular calls and visits to customers to ensure effective relationship management.

·       Maintain up to date records of all customer visits for all customers.

·       Cross-sell all Faulu products and services to both existing and potential clients.

·       Business growth initiatives including marketing activities, new business sign ups, new partnerships etc.

·       Prepare credit appraisals, analysis and present to the Branch Credit Committee meetings further review & recommendations.

·       Adhere to current procedures, processes, memos and circulars as may be issued from time to time.

·       Address all customer queries within stipulated Service Level Agreements (SLAs).

·       Monitor the portfolio quality on daily basis and proactively institute remedial actions.

·       Maintain sound relationships with all agribusiness clients.

·       Liaison with the branch leadership team, local authority i.e. chiefs, opinion leaders to reinforce loan collections.

·       Monitor, on a continuous basis, all transactions to ensure that unusual and suspicious transactions are reported to the Money Laundering Reporting Officer (MLRO)

·       Implementing and enforcing the board approved AML, KYC & CFT policy in as far as is applicable within my area of responsibility

Skills

Education

Bachelors Degree (B): Agribusiness Management

 

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