Specifically, the successful jobholder will be required to:
Review projects in property development suitable for financing bearing in mind the risks and return parameters set by the bank.
Monitor progress on project implementation, their financial and operational performance in collaboration with banks’ business and credit risk units.
Handle queries from prospective clients and carry out preliminary site visits with business development teams.
Provide guidance on re-packaging construction cases, review bank’s new applications for funding submitted from branch network and initiate disbursement memos for review by the BDM as per laid down procedures.
Benchmark competition and advice on new product offerings while maintaining a project comparable database to assist the business in project analysis.
Generate various management reports on performance of construction loan portfolio as well as maintain project files that relate to customer correspondence.
Review submitted project documentation (Titles, approved architectural drawings, structural drawings, NEMA approvals & Licenses) and conduct pre-appraisal reviews and share findings to business development manager and prospective clients.
Conduct initial technical analysis on projects i.e. scrutinizing Bill of quantities and approved plans to advance on adequacy of proposed costing in line with envisioned mode of project implementation.
Review offer letter terms and conditions, hold meeting s with clients and conduct periodical site visits to assess projects.
Skills and competencies:
Bachelor’s degree in Building Economics, Construction Management, Structural/Civil Engineering or any other relevant training in construction with at least five years working experience in project planning & management.
Proven knowledge in all mortgage finance products, projects and related business aspects is an added advantage.
Proactive, assertive and highly adaptable to change with strong analytical skills and customer centric mindset.
Personal organization and thoroughness coupled with the ability to work under minimum supervision with good Judgment skills.
Ability to analyze data, information and situations for effective work performance with excellent attention to details and quality output.