Job Description 

  • Implementing credit administration policy, processes and procedures across the organization to ensure compliance
  • Carrying out assessment of borrower to recommend suitable loan amounts and terms based on the client capacity and security provided for the loan facility
  • Controlling and mitigating risks by ensuring that operational policies and controls are adhered to in line with the credit policy
  • Identifying current trends, insights, policy gaps and making recommendations for review
  • Ensuring loan process adheres to the stipulated timelines for service delivery and customer satisfaction
  • Responsible for talent management in the section including coaching, mentoring, developing, motivating, training, and evaluating staff to achieve highest levels of performance
  • Identifying & recommending best practices for innovation to ensure new & improved processes, products and services
  • Managing and Implementing service quality. Customer excellence and change initiatives to achieve required business performance culture  
  • Analyze and Monitor all accounts and arrears based on aging and prescribe appropriate actions to retrieve all arrears from accounts that are due for payment
  • Maintenance of an excellent filling system and database
  • Daily, weekly and monthly reporting on actual collections performance and strategies
  • Listing clients on CRB or legal demand procedures in the case of default

Requirements and Keys Skills

  • Degree/diploma in Accounts, Business studies from a recognized institution
  • Professional accounting/banking accreditation e. CCP, CFA, ACCA or CPA will be an added advantage
  • 4 years’ experience in the Credit analysis sector Competencies & Skills
  • Ability to critically analyze financial data
  • Knowledge of micro-credit operations, products, processes, and regulations
  • Excellent judgment and fact-based decision-making abilities
  • Ability to maintain composure under high-pressure situations and deliver results in a timely manner
  • Excellent written and verbal communication
  • Strong interpersonal skills

 How To Apply

Interested Candidates who meet the specified minimum qualification are invited to send their application letter together with their CV containing three referees [email protected] 

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